Responsible lending
We aim to understand each applicant’s circumstances and repayment capacity, with credit decisions based on eligibility and assessment.
Bringing a clear, considered approach to digital lending for people in Nigeria.
Ola Credit is a digital lending app for the Nigerian market, from AWM IGNITE LIMITED. Our aim is to make access to credit more straightforward through responsible lending, clear information and efficient service.
We see technology as a way to bring financial services closer to people. Our focus is on helping eligible individuals and small business owners explore credit for everyday needs through a convenient mobile experience.
We want to help more people participate in digital finance while keeping responsible borrowing at the centre of the experience. That means helping customers understand their offer and repayment commitments before they make a decision.
We aim to understand each applicant’s circumstances and repayment capacity, with credit decisions based on eligibility and assessment.
Our approach puts understandable loan information first, so customers can review their offer, charges and repayment obligations before accepting.
We use digital tools to support application review and account security, with the goal of making the borrowing journey more convenient and efficient.
We are committed to treating customer enquiries and personal information with care. Our Privacy Policy explains our data practices and the choices available to users.
Read our Privacy Policy →Our Nigeria customer support team is here to help with app, loan and account enquiries.